How We Work

How We Work

When you have contacted us and we have arranged a mutually convenient time to meet, the first thing we do is put your mind at ease and confirm to you that our first meeting is without obligation or commitment on both sides and at entirely at our expense.

The purpose of the initial meeting is to gather some brief information, explain how our service works, discuss your primary needs and objectives and answer your initial questions. We then agree a way forward and establish if we wish to work together for the long term or indeed if you just require advice one time only.

We should also be able to give you an idea of what the cost of our advice will be, but this will be dependent on the type of advice, work and time involved etc.

Financial planning is a very personal matter and the advice and any plan we produce for you is very unique and individually tailored to suit your particular needs.

If it is agreed you can benefit from our service, a second meeting is normally arranged where we will go into greater detail with you, looking at your objectives and developing them into well defined goals and gathering detailed information on your personal and financial circumstances.

Once these details have been agreed with you, the information is used to help us conduct our research and advice and allow us to perform an analysis on your current financial position and identify any areas where it is felt your existing financial arrangements could be more effective or where you have no plans in place to achieve your stated objectives.

Now with a full understanding of your circumstances and priorities, we are in a position to provide our recommendations and advice and any financial plan, where each recommendation will be carefully explained and all your questions answered, it is of course your decision whether to implement those strategies in full or part. Attainment of your goals, whether it is some or all of the recommendations, will only arise from positive action and your own desire to make this happen.

When you become a client we can then offer to review your plans, arrangements and priorities on a regular basis, and provide an ongoing service, making sure they are working towards achieving their objectives, taking into account any changes in your personal circumstances, financial market conditions and relevant legislation.

At this point you can then look forward to knowing you will always have access to local and independent financial advice.