Retirement might still seem like a lifetime away for some and with the pinch of the credit crunch, starting a pension may be the last thing on your mind. But when you consider that you could be spending more than 30 years in retirement, it is more important than ever to make plans to save into a pension, as well as keeping a close eye on how much you’re saving, what investments you are choosing and what level of income in retirement you will get.
The range of pension schemes available over the years has been extensive: Retirement Annuity Contracts, Personal Pensions, Stakeholder, Group Personal Pension, Final Salary, SIPP, SASS, and SERPS, QROPS (Qualifying Recognized Overseas Pensions Scheme) and more recently with the introduction of ‘Pensions Freedom’ and Auto Enrolment
You may have some of the above, like a company pension or personal pension plans. Perhaps you’re just starting to save, are ready for retirement or retired already. Whatever your situation, we can draw on a range of retirement options from market leading providers, to create a retirement plan that’s tailor-made for you.
We’ll listen to your ambitions for your retirement and help you select the most suitable form of retirement planning solution. We can work with you to decide how much to put aside, and recommend what investment opportunities are right for you. We can also advise on what steps you should take to keep your pension plans up to date, so you can feel secure in the knowledge that you have taken steps to help turn your dreams of retirement into reality.
Once you’ve got started, we can help make sure your retirement preparation continues to head in the right direction with regular reviews, including getting updates on what your expected state entitlements are.