Why You Should Make a Will.

Why make a Will?
Making a will is one of the most important steps you can take to secure your family’s future.
Yet, according to Royal London, over 54% of UK adults don’t have a will in place.
That means millions risk leaving loved ones without clear guidance, potentially causing stress and confusion during an already difficult time.

1. Ensure Your Wishes Are Respected

A will gives you control over how your estate is distributed after your death. Without one, under the Rules of Intestacy, the law decides who gets what, which may not reflect your personal wishes.

“Dying without a will leaves everything up to chance, and that’s rarely what people want for their families,” says James Antoniou, Head of Wills at Co-op Legal Services.

This is particularly important for unmarried couples, stepchildren, or close friends, none of whom are automatically entitled to inherit under intestacy laws.

2. Why Make a Will to Protect Your Children and Dependents

If you have children under 18, your will can appoint a legal guardian to look after them in your absence. This is a critical decision that should not be left to the courts.

Additionally, you can set up trusts to manage how and when your children receive their inheritance, ensuring it’s used responsibly.

3. Avoid Family Disputes

Family disagreements over inheritance are sadly common. A well-drafted will reduces ambiguity and minimises the risk of disputes.

According to Citizens Advice, “Making a will is the best way to make sure your money, property, possessions, and investments go to the people and causes you care about.”

You can prevent misunderstandings and preserve family harmony by being transparent in your will and communicating your wishes.

4. Why make a Will? Save Time and Costs for Your Loved Ones

Probate—the legal process of administering an estate—can be more straightforward and less costly when a will is in place. Without it, the process is often delayed, and loved ones may face unnecessary legal fees.

Wills can also be structured to mitigate inheritance tax liabilities, potentially saving your family thousands of pounds.

5. Charitable Giving and Legacy Planning

A will allows you to leave a legacy by donating to charities or causes you care about.

In some cases, gifts to charity can reduce the overall inheritance tax bill, benefiting both your estate and your chosen organisations.

Read about making a Lasting Power of Attorney (LPA)

Final Thoughts

Making a will is not just for the wealthy or elderly—it’s vital for anyone who wants to protect their family, assets, and legacy.

With professional legal advice, creating a valid will is affordable and straightforward.

If you’re ready to take the next step, consult a solicitor or a trusted will-writing service. Your loved ones will thank you for it.

“Peace of mind comes not from avoiding death, but from planning wisely for it.” – Anonymous

 

Spectrum Independent is an associate of APS Legal & Associates Ltd, Shireoaks Triangle Business Park, Worksop, Nottinghamshire, S81 8AP

APS Legal & Associates is a member of the Institute of Professional Willwriters. APS Legal & Associates complies with the Trading Standards Institute Approved IPW Code of Practice. The Financial Conduct Authority does not regulate estate planning and the provision of Wills