The State Pension is due to increase this April and how much will you get?

Millions of UK pensioners will see an increase in their pension from April 2025.

This rise, driven by wage growth, will add hundreds of pounds to annual payments. Here’s a comprehensive breakdown of the pension increase, the triple lock system, and changes to related benefits.   

State Pension Increase 2025: How Much Will It Rise?

The state pension is a regular payment from the UK government to individuals who have reached the qualifying age and paid sufficient National Insurance contributions.

In April 2025, the pension will increase by 4.1%, aligning with wage growth. This means:   

  • New Full State Pension (Post-April 2016): £230.25 per week, a £472 annual increase.
  • Old Basic State Pension (Pre-April 2016): £176.45 per week, a £363 annual increase.

Understanding the State Pension Triple Lock

The “triple lock” guarantees that the state pension increases annually by the highest of:

  • September’s Consumer Prices Index (CPI) inflation rate.
  • Average UK wage growth (May to June).
  • 2.5%.

This system, introduced in 2010, aims to protect pensioners from rising living costs and ensure their income keeps pace with working individuals. The current Labour government has committed to maintaining the triple lock throughout this parliament. 

Read more about the triple-lock pension.

State Pension Age: Current and Future Changes

Currently, the pension age is 66 for those born between 6 October 1954 and 5 April 1960. Future changes include:

  • A gradual increase to 67 for those born on or after 5 April 1960.
  • A gradual increase to 68 between 2044 and 2046 for those born on or after 5 April 1977.

Discussions continue regarding the long-term sustainability of the state pension, with some suggesting a potential rise to age 71 by 2050.

Check your state pension age and forecast online.   

Pension Credit Increase 2025

Pension credit, an additional benefit for those on lower incomes, will also increase by 4.1% in April 2025:

  • Single individuals: £227.10 per week, a £465 annual increase.
  • Couples: £346.60 per week, a £710 annual increase.

Eligibility for pension credit can also unlock other financial support, including housing benefits and help with heating costs. You can check your eligibility online.   

Winter Fuel Payment Changes

Starting winter 2024/2025, the winter fuel payment will be restricted to those receiving pension credit or other means-tested benefits.

Previously, everyone born before 25 September 1957 was eligible. This change has raised concerns about vulnerable pensioners missing out on crucial support.   

Key Takeaways:

  • The state pension will increase by 4.1% in April 2025.  
  • The triple lock ensures annual increases based on inflation, wage growth, or 2.5%.  
  • The pension age is gradually rising.  
  • Pension credit is rising also, but winter fuel payments are changing.