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Meet The Team

Our team may not be as famous as the Beatles, but in our little world they are all superstars.

Wayne first started his career in Financial Services, as a Financial Adviser with Royal Insurance/Royal Life in Liverpool City Centre back in 1987.

Entering a profession which was going through major changes, with the implementation of the Financial Services Act of 1986 being created, the Black Monday October stock market crash, and regulation changes-nothing has changed really!- and despite the many positive and some negative changes over the years, his passion for his profession has not changed and those who know him, will testify to his eagerness to always help.
Married with 3 daughters and some pets, his time is spread between them and his love of food & drink and making time for the Gym, so he can continue his love of food and drink!

Heather’s career has its foundation in the legal profession having been a team leader for some major law firms. She joined Spectrum Independent in 2009 and has gone onto become a cornerstone of Spectrum.
Her calm and collected manner and ability to get things done, albeit when we are often at the mercy of providers time frames, means that her file notes and ledger of time spent on the telephone are like war and peace.
Married and with a love of cooking and attending concerts and stage shows, her happy persona and genuine desire to help are key to the relationships we have with our clients.

Lucy has worked with Spectrum Independent since 2017 in between studies at Liverpool Hope University, where she eventually left with a First-Class degree in Business & Marketing and provides Spectrum with its youthful outlook and teaches us all about the benefits of marketing and social media.
The skills she has learned from working in other environments, have made her become a valued asset to Spectrum, with attention to detail, persistence and with her effervescent personality, it is a joy to hear her work.

Although Adele does not work directly for Spectrum Independent, she is most of the time the first person you will see when you come to visit us.
It’s vital that the first person you see, when you take the time to visit us, represents us, and is almost a mirror image.
Based at reception, her pleasant, polite, and professional personality are a credit to her, and we hope she can be that first person for many years.

The support we provide to clients does not just come from our great staff, but from the technology and service providers we employ.
Everything we do and the technology we use, is designed to ensure the service we provide is an efficient process, working to make best use of both our precious time.

To ensure we can provide Mortgage Advice with the latest products and access to the latest interest rates on offer, we use a live mortgage sourcing tool, on a whole of market basis, that is dedicated to Advisers like ourselves.

When we are providing retirement and Investment advice, we employ, the latest Pension Comparison software and in-depth review systems of markets funds, closely analysing performance, charges, and risk, using leading industry providers who specialise in providing us the tools and research to help you.


Whatever area of advice you require, you can be assured that whilst we use the latest technology, it is to complement our traditional methods of providing advice and many years of experience, to help find the most suitable solution for you.